Medicaid and CHIP: Health Insurance for Low Income Adults and Children | Rocket Lawyer - chip for adults

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chip for adults


Medicaid and the Children’s Health Insurance Program (CHIP) provide free or low-cost health coverage to millions of Americans, including some low-income people, families and children, pregnant women, the elderly, and people with disabilities. Some states have expanded their Medicaid programs to cover all people below certain income levels.

CHIP for Children and Pregnant Women Unlike adults, children and pregnant women are generally eligible at up to 185% of the federal poverty line. So, in many cases, parents are not eligible for medicaid because they make more than 100% of the federal poverty line, but the children in the family are eligible because the family's income is less than 185% of the federal poverty line.

CHIP coverage includes routine checkups, immunizations, visits to the doctor, dental and vision care, prescriptions, laboratory and X-ray services, inpatient and outpatient care and emergency services, states CHIPMedicaid.org.

While the Children’s Health Insurance Program (CHIP) was designed primarily to serve children, federal laws passed in 20allowed states with leftover CHIP funds to use those funds to cover low-income, uninsured adults who do not qualify for Medicaid. Several states now rely on CHIP .

CHIP for adults typically includes thorough pregnancy coverage, because the purpose of the coverage is to protect the newborn. This can include treatment like ultrasounds and check-ups throughout the pregnancy, prenatal vitamins and even the hospitalization typically required to give birth.